When I’ll start my new role as Chief Platform Innovation Officer the first of September 2018 it not only feels like coming home because I’m returning to one the most innovative and disruptive financial areas – INSURANCE. It also feels like coming home, because I’m returning to my former employer who, as a young man and for many years, has heavily influenced my career path and my way of thinking and acting – AXA Germany. And finally it feels like coming home because I’m believing I can now realize my for many years evolving and developing API and PLATFORM ideas – hopefully as the perfect finish of my now more than 30 plus years working life. The time, the people, the mindset, the experiences, the technology and regulation are now providing the necessary circumstances and setup to building a bankinginsurtech-driven, API-powered platform finance carrier, who, with the help of partners like insurtechs and fintechs and others can stand and grow in the times of the happening platform economic revolution. For this believe and coming home I sadly have to leave apoBank after only six months today, but with a very optimistic view on their future. It was a honor to being part of this fantastic team, that will change the bank’s strategy and future within the next two years massively. If they will succeed, and I wish everybody at apoBank only the best for these challenging ambitions, apoBank will be one of the most interesting and also best prepared player in the emerging and disruptive German banking market, I’m sure. I’m very thankful for this short, but very educative and impressive journey.